Artificial intelligence that analyzes your income flow and deploys your liquidity in portfolios adjusted to your risk profile, in less than 60 seconds and without mandatory permanence.
Read-only protocol. No direct access to your funds without authorization.
The connection with your bank or billing platform is completed in a single session. The engine begins to process its history from the first minute.
Link your bank account or billing tool using a read-only protocol. Lima Investa does not move funds without your explicit authorization on each trade.
The engine processes your historical income and expenses to anticipate slow periods and adjust capital allocation accordingly.
Each recommendation incorporates exposure limits defined by its profile, so that market volatility does not compromise its operating cushion.
The system combines time series of your billed activity with public market variables. It does not replace your judgment: it provides a recommendation that you approve or modify before executing it.
Each decision is recorded with the variable that motivated it: this way you can audit why your capital moved and when.
A consulting firm that invoices for deliverables receives payments concentrated in a few weeks per quarter. The rest of the time, that money usually sits in a checking account with no returns.
The uncommitted balance with planned expenses is automatically moved to the active portfolio each night, reducing the time that capital remains unallocated.
An independent developer chains projects with gaps of several weeks. Lima Investa identifies that pattern in its history and automatically reserves a cushion before allocating the rest to growth.
The allocation is adjusted proportionally to the estimated duration of each break, so that available liquidity covers fixed expenses before exposing itself to greater risk.
The banking connection is via a read-only aggregation provider with encryption in transit and at rest. Lima Investa never stores your original banking credentials.
Each instrument within the portfolio indicates its own liquidity window before being allocated. You can request the withdrawal of the available balance without penalty for early cancellation of the service.
The model is recalibrated with each new movement recorded, but no projection of future income can be considered guaranteed. The recommendations are presented along with the confidence level with which they were calculated.
No. The registration process is completed on a single screen: authentication with your entity, risk profile selection and confirmation. No additional software required to install.
No extensive forms or prior sales calls. The connection and the first assignment are ready in the same session.
